Estate planning is not just for the wealthy. It is for anyone who has any level of wealth and wishes to bequeath convenience, comfort and privacy to their loved ones instead of putting them through an agonising ordeal which might become very nasty and very public.
As medical technology and pharmaceutical solutions advance, people are living longer than ever. In Malaysia, the average life expectancy of …
To this group, 60 is but a halfway point in their career for various reasons and for some, it is an opportunity to delve into a new role. Like many developed economies, Malaysia is facing an inverted age pyramid as people are living longer. Furthermore, reports from EPF and Khazanah Research Institute’s state of households in 2016 raise concerns over Malaysians retiring with insufficient funds to sustain retirement.
Martin Yan, a certified Master Chef, highly respected food consultant, and a prolific author. He captured the attention, admiration and hearts of millions of fans by spicing up his cooking repertoire and teaching with a personal ingredient – wit! He is the epitome of food and cooking as he believes it’s what that brings people together.
To ensure you cover all bases in your old age, additional savings must be made to cover outpatient treatments that your medical insurance does not cover. Source: Smart Investor, May 2016, Issue 313
In an ideal world, retirees would successfully downsize their lifestyle to fit a smaller budget, but the truth is, no matter how much we downsize, cost of living continues to soar. A bowl of fish ball noodles may cost RM5.50 at your neighbourhood coffee shop now, but it could go up to RM8 for a bowl by the time you say goodbye to your employment (depending on when you retire).